> ## Documentation Index
> Fetch the complete documentation index at: https://developers.squads.so/llms.txt
> Use this file to discover all available pages before exploring further.

# Automated Workflows

> Automate money movement without custody using Grid's non-custodial architecture

Grid Accounts enable automated financial workflows without taking custody of user funds. Build recurring transfers, conditional payments, and smart automations while users maintain complete control.

<Note>
  **Non-Custodial Architecture**: Avoid expensive money transmission licenses
  while offering competitive automation features through Grid's user-controlled
  permission system.
</Note>

## How It Works

Grid enables programmable financial policies through three key components:

<Steps>
  <Step title="Policy Configuration">
    Define automation policies with specific conditions and triggers
  </Step>

  <Step title="User Permissions">
    Users grant limited permissions while maintaining control and revocation
    rights
  </Step>

  <Step title="Automated Execution">
    Policies execute automatically with comprehensive monitoring and alerts
  </Step>
</Steps>

## Automation Features

### Recurring Transfers

* **Subscription payments**: Automated billing for services and products
* **Salary distributions**: Employee and contractor payment automation
* **Vendor payments**: Automated supplier and partner payments

## Security Features

* **User-controlled permissions**: Users grant specific automation rights with revocation capabilities.
* **Granular controls**: Set limits by amount, recipient and time period
* **Comprehensive auditing**: Detailed logs and transaction history

## Use Cases

### Consumer Applications

* Digital banking with automated bill pay and savings
* Personal finance apps with smart spending controls
* Investment platforms with automated portfolio management (coming soon)

### Business Applications

* Corporate treasury with automated payroll and vendor payments
* Expense management with dynamic approval workflows
* Multi-entity operations with cross-border automation

## Next Steps

<CardGroup cols={2}>
  <Card title="Integration Guide" icon="code" href="/grid/v1/accounts/quickstart">
    Learn how to implement automated workflows in your Grid Account integration
  </Card>

  <Card title="Authentication Methods" icon="shield" href="/grid/v1/accounts/authentication-methods">
    Explore Grid's security features that enable safe automation
  </Card>
</CardGroup>
