> ## Documentation Index
> Fetch the complete documentation index at: https://developers.squads.so/llms.txt
> Use this file to discover all available pages before exploring further.

# Traditional Finance Connectivity

> Built-in on/off ramps and KYC capabilities connecting crypto and traditional finance seamlessly

<Note>
  Built in traditional finance connectivity is available exclusively to Grid
  Enterprise customers. Contact our team at [grid@sqds.io](mailto:grid@sqds.io)
  for access.
</Note>

Grid Accounts include native traditional finance connectivity through payment intents, virtual accounts, and compliance features, enabling seamless integration between crypto and traditional banking systems.

## Payment Intents

Payment intents enable secure traditional finance transfers through an authorization-based architecture:

### Supported Payment Rails

* **ACH**: Standard, push, and same-day US bank transfers
* **Wire**: Direct bank transfers with immediate settlement
* **SEPA**: European bank transfers (regular and instant)
* **SWIFT**: International wire transfers

### How It Works

1. Create a payment intent specifying amount, currency, and destination
2. Authorize the intent using your account's signing authorities
3. Grid executes the transfer through the appropriate payment rail
4. Receive real-time status updates via webhooks

## Virtual Accounts

Virtual accounts provide programmable bank account capabilities:

* **Receive traditional payments**: Accept ACH, wire, and SEPA transfers directly
* **Automatic conversion**: Incoming fiat automatically converts to stablecoins
* **Multi-currency support**: USD, EUR, and other supported currencies
* **Real-time notifications**: Instant alerts for incoming transfers

## KYC/KYB Integration

Built-in compliance features streamline customer verification:

* **Individual verification (KYC)**: Personal identification and address verification
* **Business verification (KYB)**: Business registration and beneficial ownership
* **Automated workflow**: Direct integration with verification providers
* **Compliance monitoring**: Ongoing status tracking and updates

## Key Benefits

<CardGroup cols={2}>
  <Card title="Seamless Integration" icon="rotate-ccw">
    Move between traditional finance and crypto without complex bridging
  </Card>

  <Card title="Regulatory Compliance" icon="badge-check">
    Built-in KYC/KYB ensures compliance with financial regulations
  </Card>

  <Card title="Global Reach" icon="globe">
    Support for multiple currencies and payment rails worldwide
  </Card>

  <Card title="Real-time Settlement" icon="clock">
    Fast settlement times with immediate stablecoin availability
  </Card>
</CardGroup>

Traditional finance connectivity is automatically available with all Grid Accounts, requiring no additional setup or integration work.