Security & Custody Controls
Enterprise-grade security measures with granular permissions and flexible custody controls
Grid Stablecoin Accounts implement sophisticated security measures designed for enterprise-grade applications while maintaining ease of use for end users. The security architecture provides multiple layers of protection through configurable permissions, custody controls, and comprehensive audit capabilities.
Adaptive Features:
Security Architecture Overview
Grid’s security model combines multiple proven security patterns to create a comprehensive protection framework:Multi-Signature Foundation
Configurable signature thresholds for different operations provide baseline security for all account activities
Role-Based Access
Granular permission system allows precise control over who can perform specific account operations
Time-Based Controls
Temporal restrictions on permissions and operations provide additional security layers
Audit & Monitoring
Comprehensive logging and real-time monitoring of all account activities and security events
Multi-Signature Architecture
Configurable Signature Thresholds
Grid supports flexible signature requirements based on operation types and risk levels:Standard Transactions:
- Default 1/2 threshold for routine transfers
- Automatic signature handling for approved automation
- Fast execution for low-risk operations
- Configurable amount-based thresholds
- User-friendly experience for daily operations
- Minimal friction for authorized activities
- Automatic security escalation for larger amounts
Dynamic Threshold Adjustment
1
Risk Assessment
Grid automatically evaluates transaction risk based on amount, recipient, transaction pattern, and user behavior to determine appropriate signature requirements.
2
Threshold Selection
The system selects signature thresholds dynamically, escalating requirements for higher-risk operations while maintaining efficiency for routine transactions.
3
User Notification
Users receive clear communication about signature requirements and can understand why specific thresholds are applied to their operations.
4
Override Capabilities
Authorized users can configure custom thresholds for specific scenarios while maintaining security guardrails.
Granular Permission System
Role-Based Access Control
Grid implements comprehensive role-based access control (RBAC) for enterprise and multi-user scenarios:Administrator Roles
Administrator Roles
Full Administrative Access:
- Account configuration and settings management
- User permission management and role assignments
- Security policy configuration and modification
- Audit log access and compliance reporting
- Emergency account recovery capabilities
- Specific operational permissions without full account control
- Delegation capabilities for routine administrative tasks
- Time-bound administrative access for temporary needs
- Audit trails for all administrative actions
Operational Roles
Operational Roles
Transaction Operators:
- Authorized to initiate and approve specific types of transactions
- Configurable spending limits and recipient restrictions
- Time-based access controls (business hours, specific days)
- Category-specific permissions (payroll, vendor payments, etc.)
- Permission to create and modify automated workflows
- Access to automation performance analytics and reporting
- Capability to pause or modify existing automation rules
- Monitoring and alerting configuration for automated operations
View-Only Roles
View-Only Roles
Auditors and Compliance:
- Read-only access to transaction history and audit logs
- Compliance reporting and regulatory documentation access
- Account balance and activity monitoring capabilities
- No transaction initiation or account modification permissions
- Limited visibility into account activities relevant to their interests
- Dashboard access for specific metrics and performance indicators
- Notification capabilities for relevant account events
- No operational permissions or sensitive data access
Spending Limits & Controls
Multi-Dimensional Spending Controls
Grid provides sophisticated spending limit capabilities that can be configured across multiple dimensions:Time-Based Limits
Daily, weekly, monthly, or custom time period spending restrictions with automatic reset capabilities
Amount-Based Controls
Per-transaction limits, cumulative spending caps, and percentage-based restrictions on account balances
Category Restrictions
Merchant category codes (MCC) based limits, recipient whitelist/blacklist controls, and purpose-based restrictions
Dynamic Limit Adjustment
Smart Spending Controls
Grid’s intelligent spending controls can automatically adjust limits based on account balance, spending patterns, and risk assessment, providing enhanced security without compromising user experience.
- Balance-based scaling: Spending limits that adjust based on account balance
- Behavior analysis: Limits that adapt to established spending patterns
- Risk-based adjustment: Automatic tightening of controls during unusual activity
- Temporary modifications: Short-term limit changes for specific circumstances
Recovery Mechanisms
Multi-Layer Recovery System
Grid implements comprehensive account recovery mechanisms that maintain security while providing reliable access restoration:1
Primary Recovery
Standard recovery using backup authentication methods, secondary devices, or pre-configured recovery contacts with immediate access restoration.
2
Administrative Recovery
Enterprise-level recovery procedures involving designated administrators with appropriate verification and approval workflows.
3
Emergency Recovery
Last-resort recovery procedures with enhanced verification requirements and time delays to prevent unauthorized access.
4
Compliance Recovery
Recovery procedures that maintain regulatory compliance and provide appropriate documentation for audit purposes.
Recovery Security Features
Verification Requirements
Verification Requirements
Multi-Factor Authentication:
- Email and SMS verification for basic recovery
- Hardware token or authenticator app requirements for enhanced security
- Biometric verification when available on supported devices
- Knowledge-based authentication for additional verification layers
- Identity verification documents for high-value account recovery
- Notarized documentation for enterprise account recovery
- Legal documentation for business entity account access
- Compliance documentation for regulated account types
Time Delays & Approval
Time Delays & Approval
Security Delays:
- Mandatory waiting periods for sensitive recovery operations
- Progressive delays for repeated recovery attempts
- Administrative approval requirements for expedited recovery
- Emergency override procedures with enhanced logging
- Multi-party approval for enterprise account recovery
- Stakeholder notification requirements for business accounts
- Legal approval requirements for high-value or regulated accounts
- Audit committee oversight for institutional account recovery
Audit Trails & Monitoring
Comprehensive Activity Logging
Grid maintains detailed audit trails for all account activities and security events:Detailed Records:
- Complete transaction history with timestamps and signatures
- Automated workflow execution logs with decision rationales
- Permission usage tracking and authorization verification
- Failed transaction attempts and rejection reasons
- Immutable log storage with cryptographic verification
- Regulatory reporting format compatibility
- Long-term retention with secure archival
- Export capabilities for external audit systems
Real-Time Monitoring
Anomaly Detection
Machine learning-based detection of unusual account activity, spending patterns, and security events
Compliance Monitoring
Continuous monitoring of regulatory compliance requirements with automatic reporting and alerts
Enterprise Integration
API Security Features
Grid provides enterprise-grade API security for programmatic account management:Authentication & Authorization
Authentication & Authorization
Compliance & Regulatory Support
1
Regulatory Framework Compliance
Built-in support for major financial regulatory frameworks including SOC 2, PCI DSS, and relevant banking regulations.
2
Data Protection
GDPR, CCPA, and other data protection regulation compliance with user data handling and privacy controls.
3
Reporting Capabilities
Automated generation of regulatory reports and compliance documentation with customizable formats and schedules.
4
Third-Party Audits
Integration capabilities for third-party security audits and compliance assessments with detailed documentation.
Best Practice Recommendation
Implement layered security controls starting with basic permissions and adding complexity as needed. Grid’s flexible architecture allows you to start simple and enhance security measures as your application and user base grow.